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Our blog features timely, relevant posts that discuss employee benefit issues and regulations affecting small and medium-sized businesses. We’ll share brief, insightful information on a wide variety of topics, including the Affordable Care Act, group health insurance, compliance, benefit communication, and employee wellness. Subject matter experts provide blog posts such as ‘Managing Employees in the Gig Economy’, ‘COBRA Liability in Mergers and Acquisitions’, and ‘Tools to Support Working Parents’. We’ll update these frequently to keep you informed, and hope you’ll visit often. Questions about a specific topic? Give us a call or contact us – we’ll help with answers and advice.


Departments Issue Further Guidance Under No Surprises Act | IN Employee Benefits Partners

On September 30, 2021, the Department of Health and Human Services, the Department of Labor, and the Department of the Treasury (collectively, the Departments), along with the Office of Personnel Management (OPM), released an interim final rule (IFR) under the No Surprises Act (Act) to help protect health care consumers from surprise billing and excessive … Continued

The Affordability Test for 2022 Health Plans | IN Benefits Firm

The Affordable Care Act’s employer shared responsibility provision — often called the employer mandate or “play or pay” — requires large employers to offer health coverage to their full-time employees or face a potential penalty. (Employers with fewer than 50 full-time and full-time-equivalent employees are exempt.) Large employers can avoid the risk of any play … Continued

Requirements Related to Surprise Billing; Part I Interim Final Rule with Comment Period | IN Benefits Firm

On July 1, 2021, the Department of Health and Human Services (HHS), the Department of Labor, and the Department of the Treasury (collectively, the Departments), along with the Office of Personnel Management (OPM) released an interim final rule with comment period (IFC), entitled “Requirements Related to Surprise Billing; Part I.” This rule related to Title … Continued

Health Plan PCORI Fees Are Due August 2 | Indiana Employee Benefits Group

Do you offer coverage to your employees through a self-insured group health plan? Do you sponsor a Health Reimbursement Arrangement (HRA)? If so, do you know whether your plan or HRA is subject to the annual Patient-Centered Research Outcomes Institute (PCORI) fee? This article answers frequently-asked questions about the PCORI fee, which plans are affected, … Continued

Service Animals in the Workplace | Vincennes Benefits Agents

In 2020, many people with disabilities use the emotional and physical support provided by a service animal. This means that the workplace has seen an increase of these service animals over the last decade and therefore the workforce needs to be educated on this changing environment. Let’s take a look at what constitutes a service … Continued

DOL Issues Final Regulations Regarding Association Health Plans | Indiana Employee Benefits Team

On June 19, 2018, the U.S. Department of Labor (DOL) published Frequently Asked Questions About Association Health Plans (AHPs) and issued a final rule that broadens the definition of “employer” and the provisions under which an employer group or association may be treated as an “employer” sponsor of a single multiple-employer employee welfare benefit plan … Continued

The ACA Remains the Same Following Texas Court Ruling

A ruling by a Texas federal district court judge does not have any effect on the Affordable Care Act (ACA) and how it operates. All current provisions of the ACA, including the employer mandate, protections for pre-existing conditions, and eligibility for children up to age 26, continue to apply. The federal government has posted the … Continued

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